Accidental Death Benefit

Please click the links below for more information.

Accidental Death Benefit At-a-Glance

Accidental Death Benefit Agent Guide

Accidental Death Benefit Consumer Guide

Rapid Decision Express

Web-based technology and underwriting innovation enable Fidelity Life to offer a fast, hassle-free purchase experience. With our Rapid Decision Express product and our state-of-the-art Rapid App application, approval and delivery process has been streamlined to allow you to obtain coverage from Fidelity Life in days, not months.

There are no exams, no tests, no waiting periods and processing delays. Issuance depends only on the answers to a few health questions. This rapid decision-making process is the work of experts who have the knowledge and experience to provide solutions that are both forward looking and practical. It's a benefit you won't likely get from any other insurer.

Rapid Decision Express is a level death benefit term life insurance product to age 95. Guaranteed level premium periods of 10, 15, 20 and 30 years are available. After the level premium period, rates increase each year through age 94.

Our Rapid Decision Express product also features optional riders such as Dependent Child, and Accidental Death.

Click here to view the Fidelity Rapid Decision Express Consumer Guide.

Click here to view the Fidelity Rapid Decision Express Producer Brochure.

Click here to view the Fidelity Rapid Decision Express At a Glance.

Click here to view the Fidelity Life annual report.