AssurityBalance® Personal Disability Income Insurance
(Policy form A-D100)

Provides a benefit if insured becomes sick or injured and unable to work. Ideal for individuals in the lower to upper-middle income markets and small-business owners

Issue Ages: 18-60

Occupational Classes: 4A, 3A, 2A, 1A

Maximum Issue Limits: 4A and 3A: $9,000; 2A: $7,500 1A: $6,000

Elimination Periods: 30, 60, 90, 180, and 365 days

Own Occupation definition of Total Disability (first 24 months)
Partial Disability Benefit
$1,000 Home Modification Benefit
Rehabilitation Benefit
Survivor Benefit
12 optional riders, including CI

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